The Country : The Grand-Duchy of Luxembourg


Capital : Luxembourg
Surface : 2586 km2
Population : 451 600 inhabitants

Political system : constitutional monarchy (Grand-Duchy)

Linguistic laws : law of 24 February 1984 regulating languages

Official languages : Luxembourgish (Lëtzebuergesch), French and German


With nearly 40% foreigners, Luxembourg is the European country which counts the strongest population of
immigrants. Because of this characteristic, the country is the symbol of a meeting point for the various European
cultures.

Luxembourg is positioned like a crossroad of Europe, as much because of its geographical position as due to its
cultural opening point. Moreover, this mastery of the main languages of Europe has allowed Luxembourg to be
easily integrated into the construction of Europe and to even become a unifying factor.

Working in Luxembourg
A boast you often here about the Luxembourg Financial Centre is that of the quality of the workforce, and it is a
boast that has much evidence behind it. Because Luxembourg is such an attractive environment both for working
and living, it draws world class people who in turn raise the standard of local expertise. The result is a thriving,
cosmopolitan working population who are:

Multinational
Multilingual
Often outstanding in their field of expertise
For people interested in working in the Luxembourg Financial Centre, it is worth knowing not only the attractions of
the country, but also some of the basic requirements necessary for living, working, and moving here.

Population Demographics

The outstanding quality of Luxembourg's workforce is particularity impressive if you consider that the total
population of the country is roughly 459,000, of which over 39,6% are foreigners living in Luxembourg.  It is
significant to note the number of 'frontaliers' or workers who commute from German, Belgian and French border
workers to work in Luxembourg every day. In this case, the percentage of foreigners can rise to as much as 50%
(naturally this percentage fluctuates). This rich and varied mix of cultures is a pillar not only for the Luxembourg
Financial Centre but also for the many European institutions in Luxembourg and for Luxembourg's very active role
in the EU. The often repeated comment that Luxembourg is at the 'centre' of Europe is as much cultural as it is
geographical. A quick look at some numbers shows how truly it can be said that Luxembourg is a very 'European'
country.

According to figures from the Statec calculated at the end of 2005, the situation is as follows:

total domestic employment: 311.200
- of which: cross-border commuters 118.300
domestic paid employment: 283.000
- of which: cross-border commuters 116.409

At present, more than 39% of paid jobs in Luxembourg are occupied by non-residents. This figure exceeds the
proportion accounted for by Luxembourg nationals (34%), as it has for three years now. At the end of 2005, 51% of
cross-border commuters were from France, 26,5% from Belgium and 22,3% from Germany. The movement in the
other direction is less well known but not very significant: approximately 700 people resident in Luxembourg work in
Germany, Belgium or France.

A Multinational Workforce

RESIDENTS
- Luxembourgers:  277.700
- Foreigners: 181.800
- Portuguese: 67.800
- Italians: 18.800
- French: 22.900
- Belgians: 16.100
- Germans: 10400
- Others: 28.000
- Employed: 290.400

Non-resident border workers: 121.200
- France : 62.000
- Belgium : 32.200
- Germany : 27.000

A Multilingual Workforce

The linguistic situation in Luxembourg is highly unique. Officially, there are 3 recognised languages:
Luxembourgish, French and German.  But most Luxembourgers also speak English.  Luxembourgish was only
recognised as the national language in 1984. German is still widely used, but French is the traditional language of
administrations and justice.

In the financial centre the general rule of thumb is that the origin or nationality of a company generally determines
the language used for communication (for example French might be used in a French bank).  But more often than
not, English has become the language of business and finance, and usually, in the case of a meeting between
people of different nationalities, English is the language spoken.

Living and Working in Luxembourg

Luxembourg offers appealing career opportunities that attract a large number of foreigners.  In addition to the
advantageous salary conditions, it offers an international and multicultural working environment. The relatively
small size of Luxembourg, means that for workers living inside the country, commuting time is short, freeing up more
leisure time. The standard of living is very high. At the same time, Luxembourg's proximity and short flight times to
major European cities counts as an excellent advantage offering the best of both worlds.

The universal social security system is a strong advantage, and Luxembourg has recently invested heavily into
improving its health care system, including the construction of a new state of the art hospital, located in Kirchberg.

Basic Information

However, it is wise for persons seeking to live and work in Luxembourg to find out as much as they can before they
make a move, simply to make the transition easier. Here we outline some of the most basic requirements and some
basic information concerning working and living conditions, such as:

Work Permits
Initial Registration
Social Security
Tax Card
Bank Account
Moving of Financial Assets
Annual Leave

Work Permits

Access to work is free for European Union nationals
Non-European Union workers must obtain a work permit.  The application is submitted by the employer to the
Employment Office (ADEM) before the employee starts his job and before his arrival on site.  The work permit is
issued by the Ministry of Foreign Affairs, after examination of the situation and of the evolution of the labour market.

Initial Registration

If a person seeking to work in Luxembourg has never worked in the Grand Duchy before:

Social Security

In order to register they must have:
- a copy of your identity card
- your date and place of birth

Tax Card

Every worker must submit a tax card to the employer. Without it, the employer is obliged to tax at a rate of 38%

Bank Account

Salaries are paid into a Luxembourg bank account only

Moving of Financial Assets

There are no restrictions on the transfer of financial assets to Luxembourg for intending residents. However, foreign
residents must declare their income, exactly as Luxembourg citizens. It is best for foreigners to check with the
competent authorities in their country of origin as to whether any administrative formalities must be complied with
before transfer.

Annual Leave

All employees have a right, under the general scheme, to 25 working days’ annual leave, paid by the employer.
This right commences after three months’ uninterrupted employment with the same employer. For each full month
worked, the employee is entitled to 1/12 of his annual leave. However, in some cases annual leave may also be
increased under a collective agreement.


Schooling











You might have children who need schooling while you're working in Luxembourg. In our above-mentioned
Luxembourg, a linguistic puzzle, we also briefly describe the use of languages in Luxembourg schools. Check the
Ministry of Education's website for a schematic overview of the Luxembourg School System (pages in French).

St George's International School Luxembourg
Rue des Marguerites
L-2127 Weimershof
Tel: 42 32 24
Fax: 42 32 34
email: info@st-georges.lu
St George's welcomes pupils of all nationalities and offers a British style education for children aged two and a half
to sixteen years of age and study right through to GCSE qualifications. Small classes with beneficial teacher-pupil
ratios make for a friendly and caring environment.

École Européenne
23 Boulevard Konrad Adenauer
Tel: 43 20 82-1
Fax: 43 67 38
Please note that the original purpose of the "European School" was to provide schooling for the kids of people
employed by the European Community. Therefore, they will only accept students if they have room after they have
allocated the children of European Community employees.

The International School of Luxembourg
36 blvd Pierre Dupont,
L-1430 Luxembourg
Tel: 26 04 40

In addition to the new Luxembourg University, there are three further institutions that offer Higher Education:

The "Sacred Heart University at Luxembourg" is the only American accredited MBA programme in the Grand
Duchy, and as such, it is a very popular choice with those seeking to maintain or introduce an American
connection into their studies. The degree is also recognised by the Luxembourg government, and registration with
the Ministry of National Education and Professional training bestows EU-wide recognition.
As well as offering the full MBA course, which takes between one and a half and three years to complete -
depending on the canidate's other commitments- the University has recently introduced four Graduate Professional
Certificate Programmes. These are designed for those people who do not want to pursue the full MBA but are keen
to study a certain field. Thus the certificates are in Fundamentals of Management, Finance, and Team Leadership
as well as an advanced course of Team Leadership. These courses can be taken individually, or the credits can
count towards an MBA.
For more details about the "Sacred Heart University", contact the Luxembourg Campus on Tel: (+352) 22 76 13 or
fax: (+352) 22 76 23, or write to: 25b, Boulevard Royal, 7th floor, L-2449 Luxembourg.

The Miami University Dolibois European Center, Luxembourg offers study abroad in Luxembourg for a semester or a
year.

The Open University currently has about 200 students in Luxembourg. The University was established in 1963 and is
Britain's largest and most innovative university with a world-wide reputation for the quality of its teaching. Students
study part-time "at home", using multimedia supports (videos, cassettes) alongside the more traditional methods
such as texts and books. For more details on the wide range of courses offered, please contact Valerie Scott. Tel:
(+352) 44 40 91 801; Fax (+352) 44 40 91 650; Email: valerie.scott@open.ac.uk.


The Luxembourg Schools Support Group provides information and practical help, in English, for parents with
children in the system or those contemplating using state schools. It is run by parents whose children attend
Luxembourgish schools and who offer advice based on their experiences and those of others.
The Group produces two information packs which explain how the system works. The first covers pre-primary and
primary education from 3-12 years old. The Group's other pack explains the secondary (lycée) system for children of
12 years and older. These are available by post on request. Information evenings are also held by the Group.
For further information contact Mary Hood ( +352 32 66 70 ) or Sue Pidgley ( +352 26 30 54 57 ). Enquiries can
also be sent to "lssg94 [@] hotmail.com".


Looking through the Luxembourg Telephone directory sub "école" might give you further details. Also of note is the
fact that the Luxembourg Telephone Directory is on the web. Parents might also like to contact the Luxembourg
Youth Club at:

Centre Information Jeunes
76 Boulevard de la Petrusse
L-2320 Luxembourg
Tel: 40 55 50

Further relevant places for getting more information on the subject of schooling are:

Ministère de l'Education Nationale
29 Rue Aldringen
L-2926 Luxembourg
Tel: (+352) 2478 51 00
Fax: (+352) 2478 51 13
email: info@men.public.lu

Service d'Orientation Scolaire
280 Route de Longwy
L-1940 Luxembourg



Open air gallery
Open-air galleryIn the streets of the “Grund”, ancient and historic district of Luxembourg-city. Painting, sculpture,
photography, mixed media. From 10 a.m. to 6 p.m. every first Saturday from April to October.

Free entrance.

Dates 2008:
April 5th, May 3rd, June 7th, July 5th, August 2nd, September 6th, October 4th

Contact
Syndicat du Stadtgrund
Konscht am Gronn
20 rue St Ulric
L-2651 Luxembourg
Contact:
florenceh@openairgallery